REDMAN_BRUCE


	Welcome to Redman Lawfirm Loan Modification Prequalification WELCOME TO OUR SECURE SERVER PROCESSING CENTER REDMAN LAW FIRM, P.C. On March 4, 2009, the United States Treasury released new guidelines to require banks to assist homeowners in need of a reduced monthly mortgage payment to make their payment affordable. Our patent pending software allows us to quickly analyze your personal situation to see if you qualify for payment relief under the Making Home Affordable Modification Plan (HAMP). The key in securing a reduced house payment – and saving your house from foreclosure – is to be able to show your lender that you can afford your home mortgage, but that you will need a reduced payment to do so. Even though you may qualify otherwise, if you do not provide the information to the lender in the right format and with the correct supporting information, you will be denied. Our system allows us to prequalify you and to make necessary changes before submitting your documentation to your lender. To see if you may qualify for a modification, please complete our Online Assessment. After you complete the data below, we will review your file and will meet with you in private to review your options. If you do not qualify for a HAMP modification, we can discuss other options available to you such as bankruptcy, short sale and deed in lieu of foreclosure. No attorney-client relationship is created until you retain our services. However, the information entered will be held in strict confidence.
	First Name (Borrower #1)*
	Last Name (Borrower #1)*
	First Name (Borrower #2, if applicable)
	Last Name (Borrower #2, if applicable)
	Street Address of Subject Property*
	City*
	State*
	Zip Code*
	Email Address (if available)
	Number of People In Household*
	Current Market Value of Subject Property*
	Mortgage Lender #1: Name*
	Mortgage Loan or Account Number* Please provide loan number for Mortgage Lender#1
	Current Loan Balance loan #1 *
	Interest Only or Principal & Interest* Pick 1 for Interest Only & Pick 2 for Principal & Interest
	Do You Pay Mortgage Insurance On This Loan?* Pick 1 for yes& Pick 2 for No
	Monthly Mortgage Insurance Premium Amount What is your monthly mortgage insurance premium
	Current Interest Rate (pick closest interest rate)*
	Term of Loan*
	If applicable, Mortgage Lender #2: Name
	Loan or Account Number for Mortgage Lender #2
	Current Outstanding Balance: Loan #2
	Current Interest Rate Loan #2 (pick closest interest rate)
	Type of Loan

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Progress


	PERSONAL FINANCIAL INFORMATION We will now ask you questions concerning your personal income, assets and expenses.
	Monthly Gross Income Borrower #1*
	Monthly Gross Income Borrower #2, if applicable
	Child Support Income, if applicable
	Alimony Income, if applicable
	Any Other Income (Border, Rental, Dividend, Trust, etc.)
	Checking Account Balance*
	Savings Account Balance*
	Brokerage-Mutual Fund Account Balance*


	MONTHLY EXPENSES Now we will ask you for all of your monthly expenses. Please be specific. Thank you.
	Monthly Mortgage Payment(s) only* What is your mortgage payment(s) without Taxes and Insurance
	Total Monthly Utilities (Heat, Water, Electric, Internet and Cable, Other)*
	Phone Payments ( landline and cell phone)*
	Homeowners association/condo fees*
	Car/Truck Payment: Vehicle #1 If NO payments, Type in 0
	Is this a lease vehicle or do you own this vehicle?
	Market Value: Vehicle # 1 What is the current market value of this vehicle?
	Car/Truck Payment: Vehicle #2 Type in 0 if not applicable
	Annual Auto Insurance On All Vehicles*
	Monthly Fuel Costs on All Vehicles*
	Annual Auto Maintenance (oil changes, washes)
	Annual Homeowners Insurance Premium*
	Health Insurance Premiums ( 0 if not applicable)
	Life & Disability Insurance Premiums ( 0 if not applicable)
	Unreimbursed Medical Expenses( Deductibles, Co-pays, Dental, Prescription Drugs, Physical Therapy, etc.)*
	Monthly Grocery Expenses*
	Monthly Dining Out
	Weekly Coffee/ Lunch at Work
	Monthly Tobacco/Alcohol Cost
	Annual Amount Spent On Clothing for All Family Members
	Monthly Dry Cleaning Expenses
	Health Club Dues
	Personal Grooming (Hair Salon, Tanning, etc.)
	Monthly Children Activities ( Sports, Piano, etc.)
	Credit Card Balance #1 (0 if not applicable)*
	Credit Card Payment #1*
	Please pick closest interest rate
	Credit Card Balance #2 Type 0 if not applicable
	Credit Card Payment #2
	Credit Card Interest Rate #2 Please pick closest interest rate
	Credit Card Balance #3
	Credit Card Payment #3
	Credit Card Interest Rate #3 Please pick closest interest rate
	Additional Credit Card Balance(s)
	Additional Credit Card Payment(s)
	Total Auto Loan(s) Type 0 if NO outstanding auto/truck loans
	Auto Loan Interest Rate Please pick closest interest rate
	Monthly Entertainment Costs (Movie, Movie Rentals, Nightclubs, Hobbies, Bowling, etc.)* Please pick closest amount
	Annual Property Taxes on Your Home*
	Current Savings for Retirement & College (401k, IRA, 403b) Type 0 if not applicable
	Donations (Church, Synagogue, School, Other)
	Annual Winter Vacation Cost
	Annual Spring Vacation Cost
	Annual Summer Vacation Cost
	Annual Holiday Costs ( gifts,, party costs, etc.) best estimate please
	Annual Birthday Costs on All Family Members and Friends
	Alimony Payments
	Child Support Payments
	Homeowner #1 Employer*
	Homeowner #1 Employer (Years at your present employer)*
	Homeowner #1 Phone Number*
	Homeowner #2 Employer
	Homeowner #2 Employer (Years at your present employer)
	Homeowner #2 Employer Phone Number
	Contact Phone Number* Best phone number to contact you at
	Repairs needed to home Please list repair (needs new roof, basement foundation leaks, etc.)
	Repair cost
	Repairs needed to home Please list repair
	Repair cost Please list repair (needs new roof, basement foundation leaks, etc.)
	Repairs needed to home Please list repair (needs new roof, basement foundation leaks, etc.)
	Repair cost
	Pictures of Damage to Home (example. cracked foundation, leaky ceilings, outdated bathrooms, kitchens, etc.)
	Purchase Year of Home*
	Original Purchase Price*
	Is this house currently listed for sale?* Yes No
	Real Estate Broker Name
	Real Estate Broker Phone Number
	Are you currently in bankruptcy?* Yes Chapter 7 Yes Chapter 13 No, I am not involved in a personal bankruptcy
	Please tell us in detail about your personal situation.*
	How are you paid?*
	If you are paid hourly what is your hourly pay
	social security number borrower #1
	date of birth * borrower #1
	social security number household member #2
	date of birth household member #2
	Please list all household members please include, name, annual income,date of birth and social security numbers
	Has A Sheriff Sale been scheduled for your home?*
	What is the Date of your Sheriff Sale* Month Day Year Hour Minute : AM/PM
	Name* Please type the name of the person entering data
	Credit Score* Please tell us your credit score if known, put n/a if not known

Welcome to Redman Lawfirm

PERSONAL FINANCIAL INFORMATION

We will now ask you questions concerning your personal income, assets and expenses.

MONTHLY EXPENSES